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Getting a loan in New York

Before going to Europe on business, a man drove his Rolls-Royce
to a downtown New York City bank and went in to ask for an
immediate loan of $5,000.

The loan officer, taken aback, requested collateral. "Well then,
here are the keys to my Rolls-Royce," the man said. The loan
officer promptly had the car driven into the bank's underground
parking garage for safe keeping, and gave him $5,000. Two weeks
later, the man walked through the bank's doors, asked to settle
up his loan and get his car back.

"That will be $5,000 in principal, and $15.40 in interest," the
loan officer said. The man wrote out a check and started to walk
away.

"Wait sir," the loan officer said, "while you were gone, I found
out you are a multi-millionaire. Why in the world would you need
to borrow $5,000?"

The man smiled. "Where else could I park my Rolls-Royce in
Manhattan for two weeks and pay only $15.40?"

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